
Make sure your broker or insurance company knows why your business is a better risk . . .
The kind of things to stress are:
- your pro-active approach to risk management
- your Health and Safety record
- how few claims you’ve made in the last 5 years (ideally none!), or how insignificant any claims have been
- any claims in the past that have been caused by factors beyond your control – or by circumstances that could not arise again
- any features of your premises that would help to limit any damage or loss – intruder alarm, fire extinguishers, concrete floors, etc.