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1. I have a particular query or problem related to business insurance that I’d like your help with.
Email:
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Name:
*
Type of business:
My query is:
2. I’d like you to send me a list of contacts who can help me take out business insurance.
Company Name:
Postcode:
Reason for needing business insurance now:
No. of employees:
I would like to:
Get a quote
Find a reliable broker
Find a loss assessor
Create a contingency plan
Undertake a risk assessment
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When you get a quote for Business insurance

what your broker and what each insurance company should provide you with when they quote for your business




What you should make sure you get


1. Premium


A clear statement of what you will be asked to pay:

2. Summary of cover
A summary of the cover the insurer is offering – so you know exactly what you’d get for your money.


3. Demands and needs


A questionnaire asking what your particular demands and needs are for insurance.


4. Conditions


Any conditions they would impose if they insured you. For example, they might require you to install an intruder alarm or better locks, or to regularly sweep up all waste, or to alter the way you work. Or they may insist on carrying out a survey of your premises – as a result of which they could then require you to install an intruder alarm or better locks, etc.


5. Commission


How much commission the broker is getting (if you’re using a broker). Ask the broker about this if he/she hasn’t already disclosed it.